Follow These Principles of Wealth

Set your financial goals. You are smart and disciplined. You are farsighted, not short sighted. You can do what others can’t or choose not to do.

In your twenties, work an extra two hours a day or extra day a week. Use the extra 20% in income to invest. Delay luxury purchases until you are financially secure. Pay yourself first. Pay down your debt.

Save between 15% and 25% of your income. Invest. Be frugal. Work from a written budget. Invest in industries which you have an insider’s knowledge and/or invest in real estate.

Ask trusted sources for referrals, and then form alliances with top financial and legal advisors. You may need an accountant, lawyer, estate planner, real estate agent and banker.

Think 20 years. You will be in good shape at age 40 and probably positioned to retire comfortably in your 50s. You will prosper.


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